Insurance Coverage and Roof Policy

04-06-2022

The HOA Board has posted the Insurance-Roof Policy on the website under documents. 
If you don’t read anything else in the policy, please read the following. 

  1. It is important to mention that it is the responsibility of the homeowner to ensure that their insurance policy includes the roof of their unit. Some townhome policies may have been erroneously written as a “condo” policy which does not include the roof of the condo since in a condo building the roof is generally considered a common area item.

If you have any doubt as to what your insurance policy covers, please, please call your agent and ask, as it needs to cover 100% of the replacement cost of your townhouse, which includes the roof. Please do not assume “all is well”, as it may not be.